- Published amount or program scope
- Under $57,300
- Historical term
- 36 months
- Support status
- Published project support
The equipment need
The associate manager of a franchised coffee shop had financed the full equipment of his point of sale by a conventional bank credit.
This equipment, which was room furniture, oven, refrigerated window, case and screens, nevertheless by nature was a rental financing.
The immobilization of these equipment weighed on the liquidity of the holding and on the borrowing capacity of the undertaking.
The manager wanted to buy the equipment and take it back under lease, a transaction known as sale-leaseback.
- Professional oven
- Refrigerated glass
- Cash register
- Room furniture
- Display screens
The support described in the project
We have set up a leasing-back operation covering all the equipment already in operation.
A valuation of the equipment has been established to be based on the original invoices and their actual duration of use since the opening.
The acquisition was carried out for the benefit of the company, which immediately took over the equipment under lease over 36 months.
There were no interruptions in the business, as the equipment did not leave the point of sale at any time.
The proceeds of the divestiture were allocated as a priority to the early repayment of the bank credit backed by the same equipment.
The reported operational outcome
The company has restored immediate liquidity, mobilised on already paid and fully operational equipment.
The original bank credit has been paid off, which restores the borrowing capacity of the company for its subsequent projects.
The point of sale continued its activity without a single day of closure during the business.
Applying the experience to a new project
Use this case to identify the equipment, timing and ownership questions relevant to your own investment. The historical scope and term are specific to the project described. For a new U.S. project, identify the contracting business, installation state, supplier quote and preferred use period; available structures require a separate assessment.
About this case study
Published September 19, 2026 by the Leaseworld editorial team. Identifying details are withheld. Historical budgets and requested terms do not establish eligibility or an offer for another applicant.
Amounts shown in U.S. dollars are rounded equivalents for comparison using a reference rate dated September 18, 2026. They are not current equipment prices or financing offers. The original project agreement determines its legal, tax and accounting treatment.
