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Commercial kitchens · Published project support

Sale-leaseback of the equipment of a franchise coffee shop

A franchise coffee shop freed up cash and paid off a bank loan through a 36-month sale-leaseback of its oven, display case, POS, furniture and digital screens.

Published amount or program scope
Under $57,300
Historical term
36 months
Support status
Published project support
Abstract editorial illustration for four ways to finance business equipment
Illustrative image, not a photograph of the client or project.

The equipment need

The managing partner of a franchise coffee shop had financed all of the store's equipment (dining furniture, oven, refrigerated display case, POS and screens) with a conventional bank loan, even though this kind of equipment is naturally suited to lease financing.

Owning these assets weighed on the business's cash and borrowing capacity, so the owner wanted to sell the equipment and lease it back through a sale-leaseback.

  • Commercial oven
  • Refrigerated display case
  • POS system
  • Dining room furniture
  • Digital display screens

The support described in the project

Leaseworld arranged a sale-leaseback covering all equipment already in service, with a valuation based on the original invoices and actual use since opening. The equipment was sold to a financing partner and immediately leased back to the company over 36 months.

Operations were never interrupted, as the equipment never left the store. The sale proceeds were used first to prepay the bank loan secured by the same equipment.

The reported operational outcome

The company immediately rebuilt its cash from equipment that was already paid for and fully operational. The original bank loan was paid off, restoring borrowing capacity for future projects, and the store stayed open every day during the transaction.

Applying the experience to a new project

Use this case to identify the equipment, timing and ownership questions relevant to your own investment. The historical scope and term are specific to the project described. For a new U.S. project, identify the contracting business, installation state, supplier quote and preferred use period; available structures require a separate assessment.

About this case study

Published 2026-09-19 by the Leaseworld editorial team. Identifying details are withheld. Historical budgets and requested terms do not establish eligibility or an offer for another applicant.

Amounts shown in U.S. dollars are rounded equivalents for comparison using a reference rate dated September 18, 2026. They are not current equipment prices or financing offers. The original project agreement determines its legal, tax and accounting treatment.

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