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Commercial kitchens · Published project support

Financing the complete equipment package for a franchise restaurant

Two partners opening a franchise restaurant financed kitchen, refrigeration, dining room and POS equipment through a 60-month equipment lease with a purchase option.

Published amount or program scope
$115,000–$229,000
Historical term
60 months
Support status
Published project support
Abstract editorial illustration for four ways to finance business equipment
Illustrative image, not a photograph of the client or project.

The equipment need

Two partners were launching a restaurant under a franchise brand. Opening required buying all the kitchen, refrigeration and fit-out equipment required by the concept at once.

Their equity had to be preserved for the franchise fee, build-out and startup working capital, and they needed a figures-based simulation up front to validate their financing plan.

  • Commercial kitchen equipment
  • Walk-in coolers and refrigeration equipment
  • Dining room furniture and fit-out
  • POS and management systems

The support described in the project

Leaseworld reviewed the file based on supplier quotes and the operating forecast, and provided a payment simulation before any commitment so it could be built into the overall financing plan.

Leaseworld structured a 60-month equipment lease with a purchase option covering all kitchen and dining room equipment, with funding released in stages as suppliers delivered and installation progressed. The specific terms of the franchise agreement were taken into account in the structure.

The reported operational outcome

The restaurant opened with a complete equipment package that met the brand's specifications, and the partners' equity was preserved for build-out and startup operations.

Payments were aligned with the revenue ramp-up, giving the partners budget visibility over the full term of the lease.

Applying the experience to a new project

Use this case to identify the equipment, timing and ownership questions relevant to your own investment. The historical scope and term are specific to the project described. For a new U.S. project, identify the contracting business, installation state, supplier quote and preferred use period; available structures require a separate assessment.

About this case study

Published 2026-09-19 by the Leaseworld editorial team. Identifying details are withheld. Historical budgets and requested terms do not establish eligibility or an offer for another applicant.

Amounts shown in U.S. dollars are rounded equivalents for comparison using a reference rate dated September 18, 2026. They are not current equipment prices or financing offers. The original project agreement determines its legal, tax and accounting treatment.

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