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Commercial kitchens · Published project support

Equipment leasing for a new restaurant with no financial statements yet

A startup restaurant with no first-year financials leased ovens, refrigeration and stainless steel fixtures through a 60-month lease with a purchase option.

Published amount or program scope
$115,000–$229,000
Historical term
60 months
Support status
Published project support
Abstract editorial illustration for four ways to finance business equipment
Illustrative image, not a photograph of the client or project.

The equipment need

An entrepreneur was preparing to open a new restaurant.

He wanted to finance all of the commercial kitchen equipment (ovens, refrigeration, stainless steel fixtures) before having a first year of financial statements.

He had a personal cash contribution and a finished business plan, but had questions about eligibility and how an equipment lease works.

  • Commercial ovens
  • Refrigeration equipment
  • Stainless steel fixtures and work tables

The support described in the project

Leaseworld reviewed the business plan and the cash contribution, then presented the file to financing partners that specialize in startups.

A 60-month equipment lease with a purchase option was put in place, covering all of the kitchen equipment.

The owner's cash contribution was applied as a larger first payment to strengthen the file and lower the following payments.

The reported operational outcome

The restaurant opened with complete, new equipment without tying up its launch cash.

Monthly payments were sized to the operating forecasts in the business plan.

A purchase option at a reduced residual value was included at the end of the term.

Applying the experience to a new project

Use this case to identify the equipment, timing and ownership questions relevant to your own investment. The historical scope and term are specific to the project described. For a new U.S. project, identify the contracting business, installation state, supplier quote and preferred use period; available structures require a separate assessment.

About this case study

Published 2026-09-19 by the Leaseworld editorial team. Identifying details are withheld. Historical budgets and requested terms do not establish eligibility or an offer for another applicant.

Amounts shown in U.S. dollars are rounded equivalents for comparison using a reference rate dated September 18, 2026. They are not current equipment prices or financing offers. The original project agreement determines its legal, tax and accounting treatment.

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