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Agriculture & wineries · Published project support

Leasing of a combine harvester for a grain farm

A grain farm replaced its combine, header, header cart and guidance system through an 84-month lease with post-harvest payments and a nominal buyout.

Published amount or program scope
$229,000–$458,000
Historical term
84 months
Support status
Published project support
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Illustrative image, not a photograph of the client or project.

The equipment need

The farm needed to replace its combine harvester to secure its harvests.

The investment far exceeded the cash it had available for self-funding.

Its income was concentrated in a few months of the year, so a level payment schedule did not fit.

The owner wanted to keep bank credit lines available to fund the growing season.

  • Combine harvester
  • Header
  • Header transport cart
  • Guidance equipment

The support described in the project

Leaseworld arranged an 84-month equipment lease with a purchase option on the combine and its accessories.

The header, header transport cart and guidance equipment were included in the financing.

The schedule was seasonal, with larger payments after harvest and lighter ones the rest of the year.

A purchase option at a nominal residual value was included at the end of the contract.

Approval was obtained in time for the machine to be delivered before harvest.

The reported operational outcome

The farm renewed its harvest equipment without using its cash.

The seasonal schedule matched payments to the farm's actual receipts.

Existing bank lines remained available to finance the production cycle.

Applying the experience to a new project

Use this case to identify the equipment, timing and ownership questions relevant to your own investment. The historical scope and term are specific to the project described. For a new U.S. project, identify the contracting business, installation state, supplier quote and preferred use period; available structures require a separate assessment.

About this case study

Published 2026-09-19 by the Leaseworld editorial team. Identifying details are withheld. Historical budgets and requested terms do not establish eligibility or an offer for another applicant.

Amounts shown in U.S. dollars are rounded equivalents for comparison using a reference rate dated September 18, 2026. They are not current equipment prices or financing offers. The original project agreement determines its legal, tax and accounting treatment.

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