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Agriculture & wineries · Published project support

Financing the purchase of a tractor at the end of a lease for an agricultural business

Financing the purchase of a tractor at the end of a lease for an agricultural business. Equipment needs, the support provided and the reported project outcome.

Published amount or program scope
$115,000–$229,000
Historical term
60 months
Support status
Published project support
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Illustrative image, not a photograph of the client or project.

The equipment need

A farm company used a tractor under a lease and wanted to acquire it.

The transaction represented an investment of $115,000–$229,000, which was to be absorbed in cash purchases without weakening the liquidity of the holding.

The operator wanted to keep equipment that he knew and already controlled on a daily basis.

  • Agricultural Tractor

The support described in the project

We have structured an equipment lease over 60 months to buy the tractor out of the rental.

The financing structure has transformed similar lease payments into leasing payments that qualify for a purchase option at the end of the contract.

The schedule has been adapted to the farm's income cycle.

The reported operational outcome

The operator secured the holding of his tractor with a purchase option over time, without using his professional savings.

The cash flow of the farm was maintained for the current needs of the crop year.

The equipment, already tested on the business, continued to work without interruption of activity.

Applying the experience to a new project

Use this case to identify the equipment, timing and ownership questions relevant to your own investment. The historical scope and term are specific to the project described. For a new U.S. project, identify the contracting business, installation state, supplier quote and preferred use period; available structures require a separate assessment.

About this case study

Published September 19, 2026 by the Leaseworld editorial team. Identifying details are withheld. Historical budgets and requested terms do not establish eligibility or an offer for another applicant.

Amounts shown in U.S. dollars are rounded equivalents for comparison using a reference rate dated September 18, 2026. They are not current equipment prices or financing offers. The original project agreement determines its legal, tax and accounting treatment.

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