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Agriculture & wineries · Published project support

Financing of a combine harvester for a grain farm

A grain farm replaced an aging combine before harvest with a 60-month lease, higher payments after harvest and approval timed to the dealer's delivery date.

Published amount or program scope
$229,000–$458,000
Historical term
60 months
Support status
Published project support
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Illustrative image, not a photograph of the client or project.

The equipment need

The farm needed to replace an aging combine harvester before the harvest season opened.

The equipment cost ($229,000–$458,000) far exceeded the cash available for self-funding at the start of the season.

Because farm income arrives over a few weeks each year, a conventional level repayment would have strained cash outside harvest.

  • Combine harvester
  • Header and harvest equipment
  • Header transport cart

The support described in the project

Leaseworld arranged a 60-month equipment lease with a purchase option on the machine and its harvest equipment.

The schedule used seasonal payments, higher after harvest and lighter the rest of the year.

The application was reviewed and approved in time for the delivery date set by the dealer.

The reported operational outcome

The combine was delivered and in service before harvest began, with no delay to the crop.

The farm kept its bank lines available for working capital.

The residual value allowed the farm to plan the purchase of the machine at the end of the contract.

Applying the experience to a new project

Use this case to identify the equipment, timing and ownership questions relevant to your own investment. The historical scope and term are specific to the project described. For a new U.S. project, identify the contracting business, installation state, supplier quote and preferred use period; available structures require a separate assessment.

About this case study

Published 2026-09-19 by the Leaseworld editorial team. Identifying details are withheld. Historical budgets and requested terms do not establish eligibility or an offer for another applicant.

Amounts shown in U.S. dollars are rounded equivalents for comparison using a reference rate dated September 18, 2026. They are not current equipment prices or financing offers. The original project agreement determines its legal, tax and accounting treatment.

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