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Agriculture & wineries · Published project support

Financing of a combine harvester for a grain farm

Financing of a combine harvester for a grain farm. Equipment needs, the support provided and the reported project outcome.

Published amount or program scope
$229,000–$458,000
Historical term
60 months
Support status
Published project support
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Illustrative image, not a photograph of the client or project.

The equipment need

The business was to replace an aging combine harvester before the opening of the harvest season.

The amount of the equipment, between $229,000–$458,000, far exceeded the self-financing capacity available at the beginning of the season.

Because farm income is concentrated over a few weeks a year, a conventional linear repayment would have weakened liquidity outside the harvest period.

  • Combine grinder
  • Cutting bar and harvesting equipment
  • Cutting transport trolley

The support described in the project

We have mounted a 60-month lease on the machine and its harvesting equipment.

The schedule was built with seasonal rental payments, higher after the campaign and lighter for the rest of the year.

The case was investigated and the agreement reached within a time limit consistent with the delivery date imposed by the concessionaire.

The reported operational outcome

The machine was delivered and put into service before the start of the campaign, without crop offset.

The business retained its available bank credit facilities for its working capital requirement.

The residual value enabled the machine to be scheduled for purchase at the end of the contract.

Applying the experience to a new project

Use this case to identify the equipment, timing and ownership questions relevant to your own investment. The historical scope and term are specific to the project described. For a new U.S. project, identify the contracting business, installation state, supplier quote and preferred use period; available structures require a separate assessment.

About this case study

Published September 19, 2026 by the Leaseworld editorial team. Identifying details are withheld. Historical budgets and requested terms do not establish eligibility or an offer for another applicant.

Amounts shown in U.S. dollars are rounded equivalents for comparison using a reference rate dated September 18, 2026. They are not current equipment prices or financing offers. The original project agreement determines its legal, tax and accounting treatment.

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